
PAYTRIP TRANSFERS
Send money
to anyone you want.
IBAN, PayTrip account or bank card.
Between PayTrip accounts: instant · 24/7
4 TRANSFER METHODS
The right transfer method
for every recipient.
Four ways to send, depending on what you already know about the recipient.
To send with a standard bank transfer.
When you have their IBAN and the money needs to reach their bank account.
- Their IBAN, savedAdd it once, find it again for every transfer.
- The receipt, if neededDownload it for each transfer from your history.

IN REAL LIFE
One situation.
The right transfer.
- RENT & BILLS
Rent is due at the start of the month.
A transfer to their IBAN. You already have their details, the money goes to their account.
The right transferTo an IBAN - EMERGENCY
Someone close is stuck, right now.
A transfer between PayTrip accounts. If they use PayTrip, the money arrives right away.
The right transferBetween PayTrip accounts - BETWEEN FRIENDS
Paying back your share of the weekend.
Send them money onto an eligible card, without asking for their IBAN.
The right transferOn a bank card - FAMILY ABROAD
Helping family back home.
A transfer to their mobile. You only have their number, without bank details. Coming soon.
The right transferTo a mobile
Your transfer
in three steps.
- 01Choose the recipient
The person the money should reach.
- 02The method that fits them
Based on what you already have: IBAN, PayTrip account or bank card. Sending to a mobile is coming soon.
- 03Enter the amount
Check it and confirm the transfer.
FREQUENT QUESTIONS
Everything to know
before you send.
How much does a transfer cost?
Fees depend on the sending method. See the Offers page for pricing.
How long does a SEPA transfer take?
Usually 1 to 2 business days, depending on the receiving bank.
Is a transfer between PayTrip accounts instant?
Yes. The money arrives immediately, 24/7. The fee is on the Plans page.
Can I send money abroad?
Yes: onto a bank card outside the SEPA area, to an international account, or by transfer to an IBAN in the SEPA area. Fees are on the Plans page.
Does the recipient need a PayTrip account?
No, except for a transfer between PayTrip accounts. To an IBAN or onto a bank card, they don’t need one. Sending to a mobile is coming soon.
How do I send money onto a bank card?
In the app, open Transfers, choose sending onto a bank card, enter their card number and confirm.
Which bank cards are eligible?
Eligible Visa and Mastercard cards, in France and abroad. It depends on the bank that issued the card.
Are there limits?
Yes. They depend on your account and can be checked anytime in the app.
How do I track my transfer?
Every transfer appears in your app history. You can also download your transfer receipts there.
Good to know
- Timing depends on the chosen method and on the receiving bank.
- Sending onto a bank card depends on the bank that issued it: not every card is eligible.
- Every transfer goes through security and compliance checks.
PAYTRIP TRANSFERS
Your next transfer starts here.
Choose the person, the amount and how to send them the money, from the PayTrip app.
